Fact check: COVID-19 related deaths are covered under PMJJBY, not PMSBY

New Delhi (NVI): The Government today clarified that Pradhan Mantri Suraksha Bima Yojana (PMSBY) doesn’t cover COVID-19 related deaths, however, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) covers COVID deaths with certain conditions.

The clarification came in the wake of claims being made on social media that kin of those who died due to COVID-19 can claim insurance under PMJJBY and PMSBY.

In a tweet, the Fact Check Unit of Press Information Bureau today clarified that PMSBY doesn’t cover COVID-19 related deaths, while PMJJBY covers COVID deaths with certain conditions.

“Claim: Kins of those who died of COVID-19 can claim insurance under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY).

#PIBFactCheck: PMSBY doesn’t cover COVID related deaths, while PMJJBY covers COVID deaths with certain conditions,” PIB tweeted.

The viral message reads,” If someone in close relative or friends circle has died due to Covid-19 or for any reason, ask the bank for an account statement or passbook entry from 01-04 to 31-03 of the financial year. Seeing the entry of Rs. 12/- or Rs. 330/- , mark it, Go to the bank and Claim for Insurance. My Humble Request to All of You is that if such cases happen around you.”

Reportedly, the PMJJBY covers COVID-19 deaths albeit with certain warnings. The scheme is only applicable to people between the ages of 18-55 who have voluntarily signed up for the scheme that was launched in 2015.

Whereas, the PMSBY does not cover COVID-19 deaths. This scheme only covers accidental deaths or permanent disability.

In 2015, Prime Minister Narendra Modi launched these two schemes under his Jan Dhan- Jan Suraksha Yojana initiatives for providing social security at affordable premiums for citizens across the country having savings bank accounts.

-RJV/CHK